SIP vs FD Calculator – Which Investment Gives Better Returns?
Compare monthly SIP investing with fixed deposit growth. See total invested, FD maturity, final corpus, and value difference instantly.
SIP vs FD ComparisonCompare SIP Investment vs Fixed Deposit
Year-wise SIP Corpus vs FD Value
| Year | SIP Corpus | FD Value |
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SIP vs FD – Which Investment is Better?
SIP and Fixed Deposit are two popular investment options. SIP helps create long-term market-linked wealth through monthly investing, while FD offers guaranteed maturity with fixed returns.
This SIP vs FD calculator helps compare both side by side using monthly SIP contribution, expected SIP return, FD principal, FD interest rate, and investment duration.
SIP Advantages
- Monthly disciplined investing
- Power of compounding
- Potentially higher long-term returns
- Inflation-beating wealth creation
FD Advantages
- Guaranteed maturity value
- Low risk investment
- Stable returns
- Suitable for conservative investors
When SIP Can Outperform FD
Over long investment periods, SIP often creates larger corpus when expected annual returns remain above FD rates.