EMI Calculator

Disclaimer: This EMI calculator is for reference only. Actual values depend on your lender’s terms.

Loan Amount

Interest Rate (% p.a.)

Loan Tenure

Advanced Options

One-time Prepayment

Prepayment After (months)

Processing Fee (%)

Tips to get lower EMI

Increase tenure to reduce monthly EMI.
Make part‑prepayments early to cut interest.
Compare lenders and processing fees.
Improve credit score for better rates.